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In the previous test with metal bell, hourglass and water clocks, earlier, the ancients by hublot replica pole test day. The sun rises, the West long pole backward shadow, as the sun moves to the zenith, the shadow slowly shortened, and the rotation around the pole, at noon, the sun reaches the head, the shadow shorter (summer solstice, most places do not even shadow) after noon, the sun in the bar The West pole shadow backward East, and gradually grow. The shadow of the pole moment does not move, which is around the pole, forming right-handed direction. The reason for the right hand, because the vertical rod is measured on the northern hemisphere of patek philippe replica the ancients, is because the sun for a year, are biased in favor of the South's sake. If the ancient people of the southern hemisphere pole test day, the rotation of its shadow In contrast to the observations of fake watches the northern hemisphere, the shadow will be left. When people want to make a mechanical watch, they are used to it.Used to determine the right direction of the time of flight of the ancients, naturally chose the way we use the pointer type, the right hand way.
About Us

Physicians Liability Consultants, LLC partners Christopher Dunham, John Iannucci and Scott Ridge founded the firm to provide physicians with techniques to reduce costs, increase revenues, protect assets and improve retirement planning. Helping physicians maintain their independence during a period of consolidation and acquisitions is one of our goals.

Providing a unique recruiting and retention tool to add physicians is another benefit of our program. Our focus is to work with physicians along with their professional advisors to focus on one of the biggest expenses, professional liability insurance.

We can help physicians reduce costs by 25-40% and participate financially in the practice of claims free medicine. Improved cash flow from the reduction of liability insurance and life insurance costs is a game changer for most practices.

Turning the number one non-perfroming expense into an asset while reducing costs and reallocating funds for retirement or practice growth is a unique opportunity.

Let us help turn you physicians expense which has little residual value into an asset with long-term growth potential. Take advantage of the trend of fewer professional liability lawsuits and increased verdicts in favor of the defense.

Scott A. Ridge, CLU, ChFC


Scott Ridge is Managing Partner of Physicians Liability Consultants, starting in the insurance business in 1984 with his father’s firm, John Ridge Insurance, Inc.

A 1984 graduate of Bloomsburg University with a degree in Finance, Scott is a member of the following associations:

  • American Society of Pension Professionals and Actuaries
  • Association of Advanced Life Underwriters
  • Healthcare Financial Management Association
  • Medical Group Management Association
  • Independent Sector
  • International Forum
  • Philadelphia Estate Planning Council
  • Society of Financial Professionals
  • Wealth Counsel Study Group
  • Government Finance Officer Association
  • International Foundation of Employee Benefit Plans

    *Professional liability quotes and coverage provided by PMIS, not PLC, LLC